Deposits & Withdrawals Overview
Intotes stores all user balances in RUB kopecks (1 RUB = 100 kopecks). Every deposit credits and every withdrawal debits the user's kopeck balance.
Deposit Methods
| Method | Currency In | Speed | Commission |
|---|---|---|---|
| Crypto | USDT / USDC on 5 networks | Automatic after confirmations | 0% |
| Card | RUB via bank card transfer | Manual (operator confirms) | 0% |
| P2P Exchange | RUB via peer-to-peer USDT trade | Depends on counterparty | Set by ad maker |
Crypto Deposits
Each user receives dedicated wallet addresses on supported blockchains (Tron, BSC, Polygon, Ethereum, Avalanche). Send USDT or USDC to the address and the platform detects the deposit automatically through blockchain workers. See Crypto Deposits.
Card Deposits
Create a deposit order, transfer RUB to the platform's bank card, and confirm payment. A platform operator verifies receipt and credits your balance. See Card Deposits.
P2P Exchange (Deposit)
Buy USDT from other users by responding to "sell" ads. The seller's USDT is held in escrow while you send fiat payment. Once confirmed, the USDT is credited to your balance. See P2P Exchange.
Withdrawal Methods
| Method | Currency Out | Speed | Commission |
|---|---|---|---|
| Crypto | USDT / USDC to external wallet | Requires admin approval | 0.3% (Tron: fixed 1 USDT) |
| Card | RUB to your bank card | Manual (operator sends) | 0% |
| P2P Exchange | RUB via peer-to-peer USDT trade | Depends on counterparty | Set by ad maker |
Crypto Withdrawals
Submit a withdrawal request specifying network, token, amount, and destination address. Withdrawals are reviewed and then processed on-chain. See Crypto Withdrawals.
Card Withdrawals
Create a withdrawal order with your card details. A platform operator transfers the funds to your card. See Card Withdrawals.
P2P Exchange (Withdrawal)
Sell your USDT for fiat by responding to "buy" ads. Your balance is frozen in escrow and released to the buyer once fiat payment is confirmed. See P2P Withdrawals.
Minimum Deposit Requirement
Users who received a sign-up bonus must have a cumulative deposit total of at least 1,000 RUB before any withdrawal is allowed. This applies to all withdrawal methods (crypto, card, and P2P). Attempting to withdraw without meeting this threshold returns a MIN_DEPOSIT_REQUIRED error.
Wagering Requirement
If a user received a cashback bonus, they must meet a wagering requirement before withdrawing more than their net deposited amount. The minimum wagering turnover is 1,200 RUB (3x the 400 RUB bonus). Until met, withdrawals are capped at the user's own deposited funds. Attempting to exceed this cap returns a WAGERING_REQUIREMENT_NOT_MET error.
Daily Withdrawal Limit
A maximum of 3 withdrawal requests per day is enforced for crypto withdrawals. Exceeding this limit returns a WITHDRAWAL_LIMIT_EXCEEDED error.